ABOUT
Our History
Established in 1936 and fully owned by it members, RiverWorks Credit Union is a non-profit financial institution representing individuals and families in Essex, Middlesex, and Suffolk Counties. Operating out of our locations in Lynn and Dorchester, we strive to provide a personalized banking experience that meets the complex financial needs of our Community.
Financing Your Dream Home with RiverWorks Credit union
Our Mortgage Process
We pride ourselves in providing years of experience and great customer service throughout the mortgage process. Our highly qualified mortgage lenders will help educate you on the steps to take and different mortgage options to help you with the right mortgage.
Mortgage Products to Best Serve You
Fixed Rate Mortgage - a Fixed Rate Mortgage has a consistent interest rate and monthly payments that never change. This product is a great choice for home buyers looking to stay in their new home for 7+ years.
Adjustable Rate Mortgages (ARMS) - an adjustable mortgage can offer the best of both worlds; lower interest rate and a fixed payment for a longer period of time than most other Adjustable Rate Mortgages.
Federal Home Loans - if you meet the qualifications, our Federal Home Loan programs allow for a down payment as low as 3%.
Apply now for a better mortgage experience through RiverWorks Credit Union